Canada’s digital trust leader, the DIACC, releases its Pan-Canadian Trust Framework (PCTF) Automotive Identity Profile Final Recommendation V1.0, establishing a consistent, transparent, and auditable approach to identity verification across the automotive purchasing and financing ecosystem.
Download the PCTF Automotive Identity Profile Final Recommendation V1.0.
Why is the PCTF Automotive Identity Profile important?
The Automotive Identity Profile establishes Conformance Criteria for identity verification in vehicle purchasing and financing. It provides dealerships, lenders, and technology providers with a common set of auditable assurance requirements for digital identity verification services.
By establishing a consistent trust layer across the automotive ecosystem, the Profile helps organizations strengthen fraud prevention, support regulatory and compliance requirements, and build greater confidence in digital vehicle transactions.
What problems does the PCTF Automotive Identity Profile solve?
The automotive sector is increasingly relying on digital processes to verify customers and complete vehicle purchases and financing. At the same time, dealerships and lenders face growing risks from identity fraud, document counterfeiting, and inconsistent identity verification practices.
The Automotive Identity Profile addresses these challenges by providing clear and technology-neutral criteria that can be objectively assessed. This gives automotive organizations greater confidence that identity verification services meet defined assurance requirements and can support secure, privacy-preserving digital transactions.
The Profile also helps reduce variability across the sector by providing a common reference point for dealerships, lenders, and technology providers, supporting more efficient onboarding while maintaining appropriate levels of assurance.
Who does the PCTF Automotive Identity Profile help?
- Dealerships: Gain greater confidence when selecting and using identity verification services that meet recognized, auditable assurance criteria.
- Lenders & automotive finance providers: Benefit from greater consistency in identity verification and increased confidence in the controls supporting financing transactions.
- Identity verification & technology providers: Have clear criteria against which they can demonstrate conformance and build trust with automotive-sector customers.
- Consumers: Benefit from more secure and consistent identity verification experiences when purchasing or financing a vehicle.
Supporting trust across Canada’s automotive ecosystem
The Automotive Identity Profile demonstrates how the PCTF can be applied to address the specific needs of an industry while providing a common foundation for digital trust.
Developed collaboratively through the DIACC’s Trust Framework Expert Committee and informed by public and private-sector perspectives, the Profile provides the automotive ecosystem with a practical, auditable foundation for strengthening identity verification and reducing fraud.
