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Spotlight on PXL Vision

1. What is the mission and vision of PXL Vision?

PXL Vision has one vision – A world full of trust built on verifiable digital identities to make secure, frictionless and reliable identity verification available to everyone.

2. Why is trustworthy digital identity critical for existing and emerging markets?

At PXL Vision, we believe in ensuring existing and emerging markets continue to experience strong growth that consumers, governments and businesses alike need to have 100% certainty in the trust of Canada’s digital identity ecosystem. Trust in digital identity is paramount to adoption to prevent identity fraud and protect citizens from misuse of personal data with a solid contribution to economic growth.

3. How will digital identity transform the Canadian and global economy? How does your organization address challenges associated with this transformation?

Digital identity will transform the Canadian and global economy alike by providing consumers access to services that are not currently accessible for so many. COVID has undoubtedly accelerated the need for digital IDentity. We have seen the positive impact on the economy by allowing remote non-face-to-face access for consumers to financial services, corporations, government institutions, law firms, accounting firms: and essentially any institution that previously required in-person ID verification.

Digital Transformation requires collaboration with industry experts to ensure success and scalability. At PXL Vision, we offer AI-powered identity verification tailored to your unique needs – Your business is unique. It has its own needs in security, compliance, user experience, infrastructure, business processes, and more. Our platform is uniquely flexible and adapts to your needs. It fits your existing business processes, and you can configure it to match your individual preferences.

Our customers get rid of manual processes and drive revenues, reduce process and compliance costs, open up new digital channels and boost customer conversion, preventing identity fraud and building consumer trust. Leverage the world’s most flexible identity verification platform.

4. What role does Canada have to play as a leader in this space?

Canada has an incredible opportunity through DIACC and its highly respected member participants to create a trusted framework for Digital Identity that will drive the local economy and be recognized and leveraged globally. Canada is poised to be a role model in the global development of identity ecosystems.

5. Why did your organization join the DIACC?

DIACC is creating the gold standard for Digital Identity in Canada. As the most highly respected association in the Canadian digital identity market, it makes sense that PXL Vision is part of such an organization. With PXL Vision now having a local presence in Canada, we are not only able to be a member but also to participate in the local Expert Committees to provide a global perspective from our Swiss-based experiences. PXL Vision is the technology behind the SwissID in Switzerland, and we are pleased to share best practices as Canadian provinces and the federal government digitize Canadian Government-issued IDs.

6. What else should we know about your organization?

We are a Swiss premium provider of best-in-class technology for scalable, configurable identity verification worldwide. Our AI-powered solutions help businesses of any size to reduce the cost of customer onboarding and compliance, drive revenue growth and prevent identity fraud. We strive to provide the most reliable, quickest and seamless identity verification that anyone can use anytime, anywhere.

Our journey started as a Swiss high-tech spin-off of the prestigious Swiss Federal Institute of Technology (ETH). With experience in identity verification since 2011, our company was founded by former key employees of Dacuda AG in 2017. Within three years, we became the Swiss market leader, helping companies like Swisscom, SwissID and Swisslife verify their customers securely and reliably. Since then, we have expanded internationally with a presence in Europe and North America. We are serving our customers with an international team of 70+ experts.

At PXL Vision, we provide Enterprise-grade identity verification for any business. Premium identity verification is configurable to your individual needs. Choose between our flexible Plug-and-Play solution or build your own custom experiences.

Customize the experience with PXL Pro – Integrate individual modules and features to build your own custom experience. PXL Pro provides the highest possible flexibility and allows configuration to fit your unique requirements. Build a customized experience that your customers and your business will love.

Mix and match our SDKs and APIs to build your own verification flows.

Choose between mobile vs. web, cloud vs. on-premises deployment, wholly tuned to your individual needs and fully integrated into your pre-existing business processes.

With PXL Ident®, leverage our end-to-end process, plug-and-play solution covering all phases of identity verification, including the following key areas:

– SMS/eMail verification

– Self-declaration

– Document verification

– Face verification / Liveness detection

– Address validation – PEP/SL check

– Additional document scan

– Electronic signature

A cloud-based plug-and-play solution that gets you started immediately.

An end-to-end process with all the essentials for your identity verification and onboarding needs.

Dynamic workflow engine for tailored configuration of your verification processes. Simple integration with minimal technical knowledge is required.

Reach out to learn more about PXL Vision:

Doug Lister. VP Sales – Canada

doug.lister@pxl-vision.com

(M) 647-221-1969

www.pxl-vision.com

l’Université de Sherbrooke – Plein feu sur le CCIAN

1. Mission et vision

Grande université de recherche reconnue pour l’originalité de ses programmes, l’Université de Sherbrooke s’engage avec ses communautés pour former des citoyennes et citoyens responsables qui changent le monde.

Le Groupe de recherche interdisciplinaire en cybersécurité de l’Université de Sherbrooke regroupe plus de 14 professeures et professeurs engagés à développer de l’expertise canadienne en identité numérique.

2. Pourquoi une identité numérique fiable est-elle critique pour les marchés existants et en émergence?

L’identité est nécessaire pour toute civilisation depuis la nuit des temps. Elle sert à établir la structure et le fonctionnement de l’ordre social. La numérisation de nos sociétés doit ainsi être soutenue par une standardisation de l’identité numérique, favorisant le continuum des échanges de biens, de services et d’informations, tout en maintenant une qualité de service requise adéquate. Ainsi, il nous apparaît maintenant trivial que la protection de la vie privée repose autant sur une saine gestion des renseignements personnels, incluant la cybersécurité, qu’un encadrement strict de toute utilisation secondaire de données pouvant être associées à notre identité.

3. Quelle transformation l’identification numérique opérera-t-elle sur l’économie canadienne et l’économie mondiale? Comment relèverez-vous les défis liés à cette transformation?

La numérisation est omniprésente dans notre société. Elle est un élément fondamental de toute action démocratique et de toute transaction commerciale. Avec la transformation numérique, la réalité du marché oblige toute organisation à se surpasser afin de proposer des produits et des services à des prix en amélioration constante. L’identité numérique devient la pierre angulaire du développement actuel et futur de nos organisations. Cette pression est soutenable si l’organisation gère ses moyens de production d’une manière agile et durable. Les universités vivent notamment cette transformation par le renouvellement accéléré de leur offre de cours, sur la nécessité de mettre en place un campus numérique, sur la façon de rejoindre leur clientèle et sur l’accélération de certaines recherches. Parmi les défis, il y a la recherche sur la relation de confiance nécessaire pour le bon fonctionnement de l’identification numérique.

4. Quel rôle est-ce que le Canada doit jouer en tant que leader des identités numériques?

Le Canada a rattrapé son retard et figure désormais parmi les leaders mondiaux en matière d’identité numérique. C’est fondamental, car toute transaction ou action dans un système repose sur l’identification correcte des tiers concernés, soit les personnes, les organisations et les objets. De plus, une gestion efficiente de l’identité numérique permet des économies d’échelle, bénéficiant à l’ensemble des canadiennes et des canadiens.

5. Pourquoi joindre le CCIAN?

En tant que chercheur universitaire s’intéressant à l’identité numérique, il s’agit d’un groupe d’intérêt incontournable, mettant en relation les acteurs clés des entreprises, des gouvernements, des universités et d’autres parties prenantes clés. Ce groupe dispose d’une structure établie, d’un mode de fonctionnement léger et d’une excellente visibilité internationale. Le CCIAN aide donc à la pertinence de la recherche en rendant visible les enjeux entourant l’identité numérique, incluant sa conception, sa gouvernance, son opérationnalisation, sa standardisation, etc.

6. Que devons-nous savoir d’autre?

La réputation de dynamisme et d’innovation de l’Université de Sherbrooke attire des étudiants et des professeurs des quatre coins du globe. Ses partenariats internationaux, son potentiel humain, intellectuel et scientifique lui permettent d’être un acteur de changement mondial. En 2020-2021, elle regroupait 31 328 étudiantes et étudiants sur les trois cycles d’enseignement supérieur dans 8 facultés soutenues par 7 398 personnes. N’hésitez pas à nous contacter pour en savoir plus.

Spotlight on PlainID

1. What is the mission and vision of PlainID?

Our mission: PlainID’s mission is to provide frictionless user experiences while maintaining security and the highest levels of data privacy and compliance. PlainID helps businesses advance and modernize by simply and securely connecting people with the digital assets they need to do their jobs, accomplish tasks at scale and conduct digital commerce. By making authorization decisions simple, smart, granular, and dynamic, PlainID helps enterprises control who can access what, when, and how on whose authority. Enterprises and organizations worldwide use PlainID to securely connect their employees, customers, and partners with the digital assets they continuously need, on-demand. Our vision: PlainID envisions a world where it’s easy to connect identity (employee, business partner, customer, machine account, system account) to any application, service, or data—with assurance. In the future, we believe that PlainID will be behind every connection between an identity and a digital service: monitoring, securing, and validating it. Authorization is the foundation of security: it’s the last mile that governs what people actually can do.

2. Why is trustworthy digital identity critical for existing and emerging markets?

Digital identities managed through Identity Platforms have grown exponentially in size and relevance. The convergence of market dynamics (user experience, security, and data governance) coupled with the dynamic evolution of ever-increasing security risk vectors has caused the perfect storm of variables for breaches and attacks to occur. Traditional Identity providers provide authentication around the perimeter, but what is the perimeter today in a world of cloud computing? Security must cut through the enterprise and protect digital assets and data that malicious actors may be trying to access. As a result, a paradigm shift to “Identity-First Security” is becoming the de-facto security model for securing the enterprise organization, and Authorization management & control is a centric and crucial part of that architecture.

3. How will digital identity transform the Canadian and global economy? How does your organization address challenges associated with this transformation?

Digital identity must ensure secure access to digital assets. It unlocks a range of essential services now available online, for use as an employee or a consumer. Organizations and individuals can now do business anywhere around the globe with a few clicks of a button. Our organization takes the security of connecting identities to digital assets to the next, critical level – authorization. Market adoption for authorization has been driven by the convergence of traditional identity and access management and cybersecurity requirements. In the future, we believe that PlainID will be behind every connection between an identity and a digital service: monitoring, securing, and validating it. Authorization is the foundation of security: it’s the last mile that governs what people actually can do.

4. What role does Canada have to play as a leader in this space?

As in other countries, digital identity and its security are crucial to the growth of the Canadian economy. As Canadians continue to increase their use of digital services, regulations around trusted digital architecture need to be imposed to enable the right control of who can access what, when, and how on whose authority. And no more.

5. Why did your organization join the DIACC?

PlainID’s mission is to provide frictionless user experiences while maintaining security and the highest levels of data privacy and compliance.

6. What else should we know about your organization?

PlainID is the global leader in Authorization as a Service. We provide an extensible authorization platform for securely connecting identities to digital assets across the enterprise, at scale. We make Authorization management plain and simple, across your technology stack and your business ecosystem. Powered by Policy-Based Access Control (PBAC), PlainID’s AuthZ Platform provides Centralized Policy Management with Distributed Enforcement dynamically across vital enterprise access points. Our customers use PlainID to strengthen traditional Identity & Access Management AuthZ, deploy Identity-First Security initiatives (including Zero Trust), and meet Data Access / Governance AuthZ requirements. The PlainID Platform offers a SaaS-based management console and pre-built connectors (Authorizers), extending modern AuthZ to API gateways, microservices, SaaS applications, data brokers, and beyond.

Spotlight on CIRA

1. What is the mission and vision of CIRA?

As a nonprofit organization, CIRA’s mission is to build a trusted internet for all Canadians. Leveraging more than 30 years of experience managing .CA domains, CIRA offers one of the world’s most advanced back-end registry solutions and operate one of the fastest-growing country code top-level domains (ccTLD) in the world. CIRA researches and develops new technologies and solutions that help increase the security and resilience of the internet; mitigate and respond to cyber-attacks; and support new network, data, and security standards around the world. We also participate in global internet governance and advocate for a variety of internet issues in Canada such as access to broadband internet, privacy and security. Their Community Investment Program provides more than $1 million in grants every year to projects that help create a better internet.

2. Why is trustworthy digital identity critical for existing and emerging markets?

We are going digital in all aspects of our lives and it’s important to have trust in our own ecosystem. CIRA believes that to build a competitive, safe, inclusive society for all Canadians; governments, organizations, businesses and the public need to trust that credentials created in a decentralized identity model are indeed from an authentic source.

Citizens who access services by authenticating with digital identity credentials have an expectation that the intermediary organizations responsible for performing the authentication will keep their personal information secure. Organizations involved in this chain of trust must adhere to a strict governance framework with clear rules for the collection, storage, and usage of personal information. Such a governance structure must be replete with accountabilities, checks and balances, and an audit function to ensure strict adherence. Ultimately, public trust in any system hinges upon user buy-in to the governance structure.

3. How will digital identity transform the Canadian and global economy? How does your organization address challenges associated with this transformation?

We have seen incredible changes and significant economic advantages over the last two decades with the move to online service delivery. Critical issues have risen, from trust to privacy and security. CIRA believes that the evolution of privacy-enhancing, security-respecting, models for the delivery of digital identity is a key foundational requirement for the next stage of evolution. They believe that the approach to establishing trust anchors for decentralized digital identity may benefit from CIRA’s expertise in running one of the largest digital registries in the country and our experience in managing Canada’s DNS infrastructure.

CIRA believes that some important parallels can be drawn between the governance and international alignment in the management of the internet and maybe applicable to some of the issues we see with emerging decentralized identity models. W may be able to draw on our experience to help contribute to the next evolution of digital identity

4. What role does Canada have to play as a leader in this space?

Canada is an advanced digital society and has contributed to the development of standards, policy and governance in all aspects of technology. Trust is very important not just nationally but internationally as various aspects of business and personal rely on digital identity. Trust is one of the core values in which Canada implements its innovative projects around the world and our capacity to be thought leaders is driving forward the creation, development and adoption of digital identity.

CIRA believes that community initiatives such as DIACC and other public and private sector collaborative forums in Canada, along with the presence of thought leaders and very significant contributors to the evolution of digital identity make Canada uniquely positioned to be a significant contributor to the continued evolution of digital identity.

5. Why did your organization join the DIACC?

CIRA believes that the significant issues we are seeing with trust in digital Identity and the important principles in the philosophy embedded in decentralized identity are critical to the continued evolution of a healthy digital economy. Further, the CIRA’s decades of experience in managing the .CA domain registry on behalf of Canadians—which is at its core a form of digital identity—will positively contribute to community efforts to advance the state of digital identity and the digital economy as a whole.

6. What else should we know about your organization?

CIRA also has an innovation hub called CIRA Labs with a focus on leveraging our DNS expertise and managing their large network footprint, data centers and servers globally. They have been managing Canada’s original digital identity registry, the .CA domain name registry, on behalf of Canadians for more than 30 years. CIRA believes that the internet is an overwhelming force for good in the world, and with the right vision and collaborations, Canada can be a leader in its continued success.

Spotlight on AIT

1. What is the mission and vision of AIT?

The AIT (Austrian Institute of Technology) is a professional non-profit RTO enterprise focusing on the key infrastructure topics of the future. AIT provides research and technological development to realize basic innovations for the next generation of infrastructure-related technologies in the fields of digital safety and security, energy, health and bioresources, low-emission transport, vision, automation and control, technology experience, and innovation systems and policy.

Dedicated to serving governments, operators of all kinds of critical infrastructure and its industrial suppliers, AIT bridges the gap between research and technology commercialization, which is a key aspect of developing new technologies and enabling an economic boom.

2. Why is trustworthy digital identity critical for existing and emerging markets?

Full digitization of businesses is key to holding one’s ground in global competition. Customers will select those services that provide maximal efficiency and usability while ensuring full data security. Day-to-day news about data breaches makes customers feel insecure. The winners will be those companies that manage to establish and maintain a maximum level of trust for generally accepted applications.

Some emerging markets strongly rely on biometrics as the basic or even single way of personal identification. Trust in the corresponding identity management processes is key for the secure operation of access control to services in everyday life.

3. How will digital identity transform the Canadian and global economy? How does your organization address challenges associated with this transformation?

Digital identity will introduce huge opportunities for new business processes and at the same time pose tremendous threats regarding security and privacy. Any new application must bring along the appropriate security level. New business models must come hand-in-hand with trusted security features. Again, being able to fulfill the requirements of a convenient application and a high level of trust will be key criteria for success or failure in business. Global competition will select the winners.

AIT addresses exactly these challenges by investigating and piloting innovative methods and tools for ensuring the required security of the biometric applications of tomorrow.

4. What role does Canada have to play as a leader in this space?

Any community aiming at leadership should act as a promoter and supporter of innovations in identity management processes and involve all market participants, from private customers to governmental administrations. In parallel, it should prioritize efforts for the broad implementation of efficient, convenient, and secure identity management processes in all forms of business.

5. Why did your organization join the DIACC?

DIACC’s goals and agenda fit perfectly to the AIT mission of realizing basic innovations for the next generation of infrastructure-related technologies in the fields of digital safety and security. AIT is interested and prepared to contribute to advancing Canada’s digital economy agenda with innovative biometric solutions and secure identity management processes.

6. What else should we know about your organization?

In the area of digital identity management, AIT experts investigate new technologies in the field of biometrics (high convenience, contactless, at a distance, multimodal approaches, privacy-preserving, highly secure, mobile), showcase those technologies to interested end-users as well as to companies working B2B, and are involved in or lead national and European applied research projects. The present focus is on contactless biometrics including fingerprints and 2D/3D face for person identification and identity verification and secure identity management processes. AIT seeks partners to a) incubate end-users and industry with novel identity management solutions, b) enable small and medium-sized prototypes and pilots, c) distribute and roll out its biometric technologies, and d) build new connections into North America’s scientific community.

Nuance – Plein feu sur le CCIAN

1. Mission et vision

Nuance a pour mission de faciliter et sécuriser l’accès aux services dont nous dépendons tous. Lorsqu’une personne contacte une compagnie ou une agence gouvernementale, elle devrait pouvoir rapidement et facilement être authentifiée, le tout avec un minimum d’efforts. Tous devraient également avoir confiance que leur identité est en sécurité et que les organisations avec lesquelles nous interagissons chaque jour utilisent les meilleures technologies pour détecter et mettre un frein à la fraude. Nuance met de l’avant des technologies biométriques qui garantissent l’accessibilité aux services grâce à un processus d’authentification dont la voix est le pilier central; un élément unique de notre personne, qui fonctionnera indépendamment du canal ou de l’appareil utilisé pour mener l’interaction. D’autres méthodes d’authentification biométriques (par exemple, l’empreinte digitale ou la reconnaissance faciale) nécessitent du matériel particulier alors qu’une empreinte vocale peut être crée et vérifiée sur n’importe canal et par n’importe qui. Conséquemment, en ajoutant la biométrie vocale à leur identité numérique, les gouvernements et les entreprises peuvent s’assurer d’offrir une méthode d’authentification plus sécuritaire, plus accessible et, surtout, plus facile d’utilisation pour les personnes plus vulnérables ou moins à l’aise avec la technologie. Une approche priorisant la biométrie permet aussi de mettre un terme à la fraude d’identité à la source, en identifiant les fraudeurs eux-mêmes, peu importe l’appareil utilisé ou l’identité derrière laquelle ils se cachent. Le tout permettant également d’aider les forces de l’ordre à identifier les groupes de fraudeurs organisés pour les mettre derrière les barreaux.

2. Pourquoi une identité numérique fiable est-elle critique pour les marchés existants en émergents?

Les entreprises et les gouvernements ont besoin de la certitude que les personnes avec lesquelles ils interagissent sont bien celles qu’elles disent être. Parallèlement, les citoyens ont besoin de prouver leur identité d’une manière plus simple et accessible. Une identité numérique fiable, basée sur des principes d’accessibilité et d’universalité, sera la clé pour faciliter ces interactions.

Par ailleurs, alors que plusieurs voient la protection de la vie privée et la sécurité devenir une priorité, les organisations de tous types doivent reconnaître l’importance de ces principes. En adoptant des technologies d’authentification et de prévention de la fraude à la fine pointe de la technologie telles que la biométrie vocale, les entreprises et les gouvernements peuvent démontrer à leurs clients qu’ils partagent ces mêmes valeurs.

3. Quelle transformation l’identification numérique opérera-t-elle sur l’économie canadienne et l’économie mondiale ? Comment relèverez-vous les défis liés à cette transformation ?

L’identité numérique permet d’augmenter la protection de la vie privée en permettant le partage d’attributs spécifiques sans avoir besoin de partager l’identité entière à laquelle ces attributs sont liés. Ce nouveau marché des attributs va transformer la manière dont les organisations transigent entre elles et avec leurs clients en plus de créer de nouvelles opportunités d’affaires pour des solutions novatrices. L’identité numérique permet aussi une augmentation significative de l’accessibilité aux services lorsqu’elle est combinée à des facteurs biométriques. Ces facteurs permettent la validation de l’identité sans nécessiter d’avoir un client devant nous, permettant ainsi de réaliser plus de transactions à haut risque à distance tout en réduisant les risques de fraude et ce indépendamment de l’accès à du matériel de pointe.

4. Quel rôle est-ce que le Canada doit jouer en tant que leader des identités numériques?

En partenariat avec le CCIAN, le Canada peut devenir un leader dans l’adoption d’un cadre d’application d’une identité numérique sécuritaire et accessible, un standard qui garantira l’interopérabilité entre les provinces. De plus, en développant un tel cadre le Canada pourra devenir un leader par-delà de ses propres frontières en jouant un rôle clé dans le développement d’une identité numérique qui aurait une capacité d’utilisation transnationale. Et en adoptant la biométrie vocale comme une partie intégrante d’un tel cadre d’application, le Canada peut démontrer l’importance de développer une technologie qui est accessible au plus grand nombre.

5. Pourquoi joindre le CCIAN?

Il est plus que temps de transformer les identités nationales, mais la numérisation n’est qu’une étape : les initiatives de développement d’identités numériques doivent avoir pour objectif d’offrir de meilleurs services avec moins de barrières possibles. Le tout devrait en même temps être développé en permettant d’agir de manière proactive contre les abus et la fraude alors que des groupes criminels ont amassé et détiennent déjà énormément d’information personnelle de très grande valeur, accumulée depuis des décennies. Enrichir une identité numérique avec de l’information biométrique permettra au gouvernement du Canada d’augmenter l’accessibilité aux services essentiels pour les populations les plus vulnérables tout en combattant la fraude plus efficacement.

Nuance détient plus de 20 ans d’expérience à aider les banques, entreprises de télécommunications, compagnies d’assurance et gouvernements à fournir de meilleurs services, plus sécuritaires tout en combattant la fraude. Nous sommes heureux de pouvoir partager notre expertise et collaborer avec d’autres organisations pour accélérer l’adoption d’une identité numérique plus sécuritaire et accessible au Canada et autour du monde.

6. Que devons-nous savoir d’autre?

Nuance est un leader mondial des technologies d’authentification biométrique et de lutte contre la fraude. Nous aidons des entreprises de toutes sortes et des gouvernements à offrir des services de meilleure qualité et plus sécuritaires dans un environnement où la fraude évolue sans cesse. Notre plateforme Gatekeeper permet de réduire la friction tout en augmentant la sécurité des interactions vocales et numériques, permettant également aux équipes de fraude de plus efficacement prévenir, détecter et investiguer la fraude. Plus de 500 organisations ont créé plus de 600M empreintes vocales grâce aux solutions de Nuance, et plus de 8 milliards d’interactions sont protégées par nos technologies chaque année, générant plus de 2 milliards de dollars et fraude évitée annuellement.

Spotlight on Regula Forensics

1. What is the mission and vision of Regula?

With 29 years of experience, Regula has the largest ID document template database (9800+), supports over 138+ languages, in addition to supporting documents from over 248+ countries and territories.

Regula develops and improves solutions for the identity verification market. We strive to provide our customers with the best possible level of security and ensure that they benefit from superior protection features.

2. Why is trustworthy digital identity critical for existing and emerging markets?

The existing and emerging markets are growing fast. New banks, new currencies, new technologies are all rapidly reshaping the customer’s expectations. A trustworthy digital identity that ensures the best possible level of security is crucial to retaining customers and growing businesses in this fast-paced industry.

3. How will digital identity transform the Canadian and global economy? How does your organization address challenges associated with this transformation?

Millions of people trust the Governmental Security Organizations every day for their safety and well-being. It’s essential that these authorities have the highest level of security and service possible. Regula can empower the digital identity transformations and help the Canadian and global economy in a mission to protect and serve citizens.

4. What role does Canada have to play as a leader in this space?

The heart of digital identity and trust services is community. Being a leader, it’s vital for Canada to give the community the confidence to flourish and grow.

5. Why did your organization join the DIACC?

Having the best ID verification technology on the market and being compliant with data processing regulations is something that we take as a must and therefore, Regula joined DIACC to assist in delivering secure, remote, frictionless ID verification services for users across industries.

6. What else should we know about your organization?

Regula Face SDK delivers secure (fully on-premises), frictionless online biometric verification regardless of the device used. Face matching allows you to compare a face biometric scan (selfie) with the photo on the ID or even a photo from the RFID (if combined with Document Reader SDK). Moreover, a liveness check becomes another security check available for the user. Such an easy step for a legitimate customer helps assure that the person holding the ID is the one on it as well as help confirm genuine presence.

Integration happens like plug and play. Together with that you get the solution that is compliant with the regulations, runs on all devices and platforms as well as reduces operational costs. Face SDK can be used in a variety of industries for different use cases including automated check-in in air travel, or onboarding in fintech. Regardless of the industry or use case software runs on the end-user device delivering the highest level of security.

Spotlight on Credivera

1. What is the mission and vision of Credivera?

Mission: To bridge the way the world manages personal and professional credentials. We make people’s lives easier, safer, and more productive by seamlessly connecting trustworthy information to where it needs to go.

Vision: Transform the way we provide proof of people, products, and processes.

2. Why is trustworthy digital identity critical for existing and emerging markets?

A global economy requires a shared, trusted framework for understanding that the information we are receiving is true, untampered, and current.

As we look at traditional industries, we see an urgent need to securely share information about an individual that respects both their personal data and the information required for operating a compliant organization.

As these markets interconnect, the skills of a workforce may be hybrid, remote or highly accessible but fundamentally still require a capacity to analyze, assess, and deploy talent associated with an identity based upon their current status.

Digital ID transitions the way we validate skills from subjective to objective, placing an emphasis on the work and removing stereotypes and bias limiting the advancements of new markets.

3. How will digital identity transform the Canadian and global economy? How does your organization address challenges associated with this transformation?

Digital identity will create a common language and roadmap for securely sharing important personal information that honours the individual being in control of their identity. As their identity expands to involve personal and career credentials, the nature of work and repositioning of talent globally becomes a reality.

Canada will be able to attract the talent our industries require, share expertise in emerging geographies, and remove blockages in the way current economic systems operate that require verified identification in a manual way.

Credivera is developing an open, standards-based identity platform that provides proof of certifications and work experience using verified digital credentials. As we build a digital ecosystem of businesses, issuers, and individuals, we are supporting industries to adopt new ways to capacity plan, manage compliance, and identify opportunities for new career and skill development.

4. What role does Canada have to play as a leader in this space?

Canada can be agile and advocate for creating and mandating a shared standard of digital identity among world leaders. Through fundamental systems that enable both public and private trust services people, markets, and personal data can flow faster and more securely.

5. Why did your organization join the DIACC?

As a participant in emerging advancements in digital identity for the government, Credivera learned of the Pan Canadian Trust framework and aligned with DIACC’s initiatives. As a member, we are excited to share knowledge and assist in creating the future of digital identity together.

6. What else should we know about your organization?

Credivera is currently working with the Government of Canada on User Centric Verifiable Credentials, supporting the interoperability of foundational identity documents and will be found on the Microsoft Marketplace in the coming months for their digital Wallet.

Spotlight on the CREA

1. What is the mission and vision of the CREA?

Our mission is to support REALTORS® in service to their clients through the provision of services and standards that enrich the REALTOR® profession and reputation and to advocate for public policy that ensures Canadians can fulfill their home and property rights and aspirations. Our vision is that REALTORS® are the chosen, trusted and respected professionals for consumer real estate needs.

2. Why is trustworthy digital identity critical for existing and emerging markets?

As technology continues to develop and touch all aspects of life, it’s more important than ever to create secure proof of identity and authentication in the digital space that enables individuals, organizations and governments to have confidence in their digital interactions. Ultimately, digital identity is critical to ensure people can trust the services they receive online and help reduce occurrences of cyber fraud that can erode this trust.

3. How will digital identity transform the Canadian and global economy? How does your organization address challenges associated with this transformation?

Digital identity is quickly becoming a key feature in the 21st century economy as innovation and economic growth is, for the most part, happening online. Developing a strong digital identity framework in Canada will help build global trust and could lead to increased capacity for international collaboration in many different sectors.

4. What role does Canada have to play as a leader in this space?

Canada’s forward thinking and focus on the protection of personal information provides it with the unique opportunity to become a leader in the development and adoption of digital identity and authentication technologies. As technology companies continue to choose Canada as the destination to develop their products and services, Canada is well-positioned to be a strong international voice in this space.

5. Why did your organization join the DIACC?

As the real estate industry continues to shift online and adopt digital tools, the need for trusted digital identity for both REALTORS® and their clients has become essential. CREA joined the DIACC to become a part of the ongoing discussions and valuable work happening on this subject, with the goal of being part of the solution to this important issue.

6. What else should we know about your organization?

The Canadian Real Estate Association (CREA) is one of Canada’s largest single-industry Associations. Our membership includes more than 135,000 real estate brokers, agents and salespeople, working through 78 real estate Boards and Associations across Canada.

Trust Science – Plein feu sur le CCIAN

1.Quelle est la mission et la vision de Trust Science?

Trust Science ® est un FinTech SaaS qui fournit le Credit Bureau 2.0 ® / Credit Bureau + ™. Sa mission est d’aider les personnes qui le méritent à obtenir les prêts qu’elles méritent.  Le service donne aux prêteurs des scores très précis sur les emprunteurs sous-bancarisés et financièrement en difficulté, d’une manière équitable, éthique et conforme. Cette solution répare la voie d’accès à l’économie moderne du crédit, améliorant l’inclusivité financière tout en stimulant simultanément la rentabilité des prêteurs.

2. Pourquoi une identité numérique digne de confiance est-elle essentielle pour les marchés actuels et émergents ?

Même dans les Bureaux d’Information sur le Crédit qui valent des milliards de dollars, les données sont souvent croisées entre les individus, ce qui entraîne de fréquentes confusions et des rapports de crédit inexacts (c’est-à-dire des opportunités perdues pour des emprunteurs méritants ou des fraudes commises par des personnes non méritantes). Grâce à une identité numérique fiable et à des justificatifs d’identification numériques interopérables, les prêteurs peuvent s’assurer que les données personnelles sont exactes **et** correctement attribuées.  De plus, étant donné les évolutions des lois sur la protection des consommateurs et la protection de la vie privée, l’identité fiable est la première étape vers le retour du contrôle et du consentement à l’utilisation des données personnelles à leurs propriétaires légitimes. En outre, dans le marché en pleine émergence de la souscription de crédit alternatif, sur lequel Trust Science est un leader, l’identité numérique permet de nouveaux processus de demande, donnant aux Bureaux d’Information sur le Crédit de nouvelle génération un accès rapide et sécurisé à davantage de données pour un scoring plus précis. Trust Science est convaincu que les solutions d’identité numérique formeront la base de l’évaluation des risques- client financièrement inclusive et joueront un rôle déterminant dans divers autres contextes.

3. Comment l’identité numérique transformera-t-elle l’économie canadienne et mondiale ? De quelle manière votre organisation relève-t-elle les défis associés à cette transformation?

Les justificatifs d’identification numériques interopérables transformeront toutes les économies en réduisant considérablement les coûts et les délais de toutes les formes de demande et de partage d’informations sensibles et vérifiées.  Trust Science est conçu pour être un service respectant les normes dans toutes les juridictions afin d’améliorer les résultats des emprunts pour les citoyens du monde et pour tous les prêteurs.  Cela se traduit, en partie, par un vaste ensemble de brevets et de marques déposées (comprenant plus de 4 douzaines de brevets, de marques déposées et de brevets en instance dans 18 pays différents, et ce n’est pas tout). Pour soutenir cette transformation, Trust Science est une pionnière de l’utilisation de l’identité numérique dans le secteur des rapports de crédit. Elle est déjà l’un des fondateurs du Réseau d’identité Sovrin.org, aux côtés de poids lourds du secteur, et elle est fière d’avoir rejoint CCIAN. Elle fournira également des services/conseils et son logiciel Smart Consent™ aux prêteurs et à leurs emprunteurs pour permettre une transition vers l’utilisation de justificatifs d’identification numériques dans les demandes de prêt, au moment où les portefeuilles numériques prolifèrent parmi les clients.  En outre, l’entreprise collabore avec les organismes de réglementation au Canada (BSIF) et aux États-Unis (soumission d’une demande de renseignements sur l’IA explicable à cinq agences fédérales en juin 2021) afin de s’assurer que la technologie moderne et ses capacités sont pleinement comprises et appréciées par toutes les parties prenantes, en particulier les organismes de réglementation bancaire les plus importants.

4. Quel rôle le Canada a-t-il à jouer en tant que leader dans cet univers?

Le Canada possède incontestablement les capacités technologiques et les connaissances nécessaires pour être un leader mondial en matière d’identité numérique et de services de confiance. En tant que fervent partisan des standards d’identité numérique, Trust Science se réjouit de faire partie de ce leadership, en particulier avec les initiatives du gouvernement canadien sur les » Justificatifs d’identité numériques vérifiables axés sur les utilisateurs « .

Sur le plan pratique et concret, le Canada partage la plus longue frontière du monde avec l’acteur économique et technologique le plus important et le plus avancé du monde.  Il incombe à un partenaire dans une telle relation de respecter ou de surpasser les meilleures pratiques en matière d’identité et de services (comme le transfert d’argent) qui reposent sur la confiance et le KYC (« Connaissance du Client). En ce qui concerne l’espace mondial, le Canada doit continuer à soutenir les innovations nationales afin de maintenir sa position de leader et de continuer à fixer le rythme mondial des normes d’identité numérique à la façon canadienne traditionnelle.

5. Pourquoi votre organisation a-t-elle rejoint le CCIAN?

Trust Science s’est jointe au CCIAN pour faciliter les partenariats avec d’autres membres qui favoriseront l’adoption de normes émergentes en matière de justificatifs numériques. L’entreprise croit que ces partenariats formeront la base de la création d’un solide écosystème canadien d’entreprises d’identité numérique, et que l’expérience collective de tous les différents acteurs travaillant à la fine pointe de l’industrie du prêt très réglementée fournira des renseignements précieux aux uns et aux autres.  Trust Science se réjouit de travailler en réseau et de collaborer avec les autres membres du CCIAN de manière à aider le Canada à maintenir sa réputation de disposer d’un secteur bancaire/de prêt très solide et d’institutions financières (y compris le secteur de l’assurance) saines.

6. Que faudrait-il savoir d’autre sur votre organisation?

Trust Science fournit des solutions automatisées de souscription de prêts en exploitant les données des Bureaux d’Information sur le Crédit traditionnels, les données alternatives et les données autorisées par l’utilisateur. Compte tenu du risque associé aux données personnelles stockées de manière centralisée et accessibles au cours du processus de demande de prêt, Trust Science permettra une migration vers des justificatifs numériques décentralisés qui renforceront la sécurité et la confidentialité tout en simplifiant considérablement le processus de demande. En d’autres termes, Trust Science offre aux responsables des prêts un moyen équitable et éthique d’évaluer les clients en difficulté financière ou sous-bancarisés, dès maintenant.

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