Yearly Archives: 2025

The DIACC 2025 Annual Report

2025 marked a turning point: digital trust moved from concept to operational reality. Three developments proved DIACC’s value as a neutral convener:

1. Scalable Evidence

Canada’s legal sector processed 700,000+ client IDV transactions, proving digital trust works at enterprise scale in highly regulated environments. This isn’t pilot data – it’s production, and it’s positioned Canada as a global early adopter.

2. Certification Maturity

Treefort and FCT achieved PCTF Verified Person certification. Outlier became Canada’s first DIACC-accredited auditor, expanding ecosystem capacity. The PCTF Legal Professionals Profile transformed practices into auditable standards.

3. Policy Influence

We submitted comprehensive Federal Budget recommendations, shaped AI Strategy consultations, and influenced Canada-EU Digital Trade discussions. Quebec’s Bill 82 and BC’s Connected Services initiative demonstrate provincial leadership aligned with DIACC principles.

The Urgency is Clear

AI-generated fraud and misinformation threaten economic stability. DIACC’s work has never been more critical. Our new Canadian Digital Trust Adoption Dashboard provides unprecedented transparency into provincial programs. Our partnership with the SIROS Foundation positions Canada to leverage credentials for cross-border labour mobility.

These accomplishments were possible through your expertise, dedication, and collaborative spirit. As we look ahead, the gap between leading jurisdictions and emerging markets creates pathways for growth. The global identity verification market is growing at a 16.7% CAGR.

Canadian providers are positioned to capture this opportunity—if we maintain momentum.

Download the report here.

DIACC-Annual-Impact-Report-2025

Spotlight on EEZE

1. What is the mission and vision of EEZE?

Mission:
EEZE is dedicated to helping the automotive industry prevent and deter fraud and identity theft, protecting dealerships, lenders, and their valued customers.

Vision:
Our vision is to create a trusted automotive ecosystem where secure, worry-free transactions are the standard, empowering businesses and consumers alike.

2. Why is trustworthy digital identity critical for existing and emerging markets?

Digital trust and identity verification are critical because identity fraud is becoming increasingly sophisticated and pervasive. Criminals are now leveraging state-of-the-art technologies, including AI, deepfakes, and automated bots, to manipulate personal data, create synthetic identities, and bypass traditional security measures. In both existing and emerging markets, this threatens consumers, businesses, and financial institutions by facilitating fraud, financial loss, and erosion of trust. Robust digital identity verification is essential to ensure that individuals and organizations can transact securely, prevent fraud, and maintain confidence in the digital economy. Moreover, Verification platforms should give consumers clear control and trust over how their data is shared and stored.

3. How will digital identity transform the Canadian and global economy? How does your organization address challenges associated with this transformation?

Digital trust and identity verification are transforming the Canadian and global economy by enabling secure, transparent transactions and reducing fraud. In an ever-evolving world, where fraudsters have access to the latest AI and sophisticated technologies, it is critical to have the right checks and balances. Organizations like EEZE must continuously adapt to emerging threats, ensuring robust verification and protection for consumers, dealers, and lenders alike

EEZE tackles this by continuously enhancing our system with additional layers of identity verification, validating individuals, vehicles, and transactions to protect consumers, dealers, and lenders from fraud and identity theft. Customers using EEZE have clear control over how their data is shared and stored. By building trust into every transaction, we help create a safer, more efficient digital economy.

4. What role does Canada have to play as a leader in this space?

Canada can lead in digital trust and identity verification by setting high standards for security, privacy, and innovation. By supporting organizations like EEZE and promoting robust verification practices, Canada can reduce fraud, build global confidence in digital transactions, and serve as a model for secure digital identity solutions worldwide.

5. Why did your organization join the DIACC?

EEZE joined DIACC because a governing organization like DIACC provides a platform for collaboration across the industry. By bringing together vendors, competitors, and stakeholders as a collective braintrust, together with DIACC, it will foster the development of innovative solutions that enhance security, strengthen digital trust, and combat fraud on an industry-wide scale.

6. What else should we know about your organization?

EEZE is a hyper-focused, customizable platform tailored for the automotive industry. We envision a solution where all vendors in this space can collaborate to stay ahead of identity theft and fraud by securely sharing information through a centralized “Citadel.” This is a project we aim to launch in late 2026, and we believe DIACC and its members could greatly benefit from participating.

De la confiance à la croissance : Analyse de rentabilisation de la vérification numérique des clients dans la banque ouverte et le crédit

Le Conseil canadien de l’identification et de l’authentification numériques (CCIAN) a organisé un atelier sectoriel à Montréal pour explorer l’analyse de rentabilisation de la confiance numérique dans la banque ouverte et le crédit. La séance a réuni des parties prenantes des gouvernements, des services financiers, des fournisseurs de technologies et du secteur juridique pour examiner comment la vérification de l’identité des clients (IDV, de l’anglais « identity verification ») peut générer une valeur mesurable tout en atténuant la fraude et en permettant la croissance.

Trois thèmes clés explorés

Les participants ont exploré trois thèmes centraux :

  • quantifier la prévention de la fraude et l’atténuation des risques
  • convertir la confiance en croissance commerciale
  • tirer parti de la confiance et de la vérification numériques comme avantage concurrentiel stratégique

Les discussions ont révélé un consensus solide selon lequel la confiance et la vérification numériques devraient être traitées comme une infrastructure essentielle plutôt que comme une charge de conformité, tout en soulignant le besoin de normes axées sur la résolution de problèmes commerciaux et de mesures plus claires pour démontrer le retour sur investissement.

Principaux résultats

Les principaux résultats comprennent des recommandations visant à développer des mesures partagées pour la prévention de la fraude, à prioriser les expériences utilisateur sans friction, et à positionner le cadre réglementaire du Canada comme un facteur de différenciation mondial dans les écosystèmes de confiance numérique.

Recommandations pour quantifier la prévention de la fraude et l’atténuation des risques

  • Développer des mesures sectorielles partagées : Créer des mesures normalisées pour la fraude évitée et l’efficacité gagnée qui peuvent être adoptées dans tous les secteurs pour permettre une comparaison significative.
  • Analyse du coût du cycle de vie : Effectuer des évaluations approfondies de construction par rapport à l’achat qui capturent les avantages du coût total du cycle de vie, y compris les économies directes et indirectes de la prévention de la fraude.

Recommandations pour convertir la confiance en croissance commerciale

  • Prioriser l’expérience sans friction : Traiter l’expérience utilisateur comme un moteur de croissance mesurable avec des mesures dédiées et une responsabilité de la direction.
  • Capturer les mesures d’abandon : Mettre en œuvre un suivi complet des points d’abandon de conversion et de la vitesse d’intégration pour identifier les opportunités d’amélioration.
  • Permettre le partage de données intersectoriel : Encourager l’adoption de cadres sécurisés de partage de données qui élargissent l’accès au marché pour les populations mal desservies, y compris les personnes sous-bancarisées et les nouveaux arrivants au Canada.

Recommandations pour tirer parti de la confiance et de la vérification numériques comme avantage concurrentiel stratégique

  • Tirer parti de la crédibilité réglementaire : Positionner l’environnement réglementaire solide du Canada et la confiance institutionnelle comme un facteur de différenciation mondial dans les marchés de la confiance et de la vérification numériques.
  • Établir l’alignement intersectoriel : Développer un consensus autour de systèmes d’identité réutilisables et fondés sur des normes qui fonctionnent dans tous les secteurs et cas d’usage.
  • Présenter la vérification de l’identité comme générateur de revenus : Communiquer la confiance et la vérification numériques comme un moteur de nouveaux flux de revenus, d’opportunités d’innovation de produits et de compétitivité internationale accrue plutôt que simplement comme un centre de coûts.

Téléchargez le rapport ici.

Fall-2025-ROI-Roundtable-Summary_FRN

Statement on Bill C-8: Strengthening Cybersecurity While Preserving Digital Trust

November 12, 2025

Bill C-8 establishes the Critical Cyber Systems Protection Act (CCSPA) and enhances federal oversight of telecommunications to protect Canada’s critical infrastructure from cyber threats. DIACC recognizes the urgent need to protect vital systems underpinning our digital economy while maintaining the trust foundations essential to Canada’s prosperity.

Key Provisions

Bill C-8 establishes mandatory cybersecurity obligations for designated operators in telecommunications, banking, energy, transportation, and nuclear sectors:

  • Cybersecurity programs are required within 90 days, with annual reviews
  • Incident reporting to the Communications Security Establishment within 72 hours
  • Supply chain risk management and record-keeping in Canada
  • The federal government may issue confidential, binding directions without prior consultation
  • Penalties up to $15 million per violation for organizations

Critical Considerations

Encryption and Privacy Protections
Provisions grant broad powers to direct telecommunications providers « to do anything or refrain from doing anything. » The Privacy Commissioner noted Bill C-8 could result in the collection of subscriber information, communication data, metadata, and location data. The Intelligence Commissioner questioned whether warrantless seizure of information can be constitutionally justified.

Technical experts warn these powers could require weakening encryption standards. Encryption is foundational infrastructure for digital trust, protecting financial transactions, healthcare communications, and secure authentication systems that enable digital identity solutions.

Transparency and Accountability
The bill authorizes confidential directions without requiring consultation with affected operators or notification to the privacy oversight body. The Privacy Commissioner recommended that government institutions notify his Office of cybersecurity incidents involving material privacy breaches. The absence of privacy impact assessment requirements represents a significant safeguard gap.

Interoperability and Standards
Cybersecurity measures should align with frameworks, including DIACC’s Pan-Canadian Trust Framework (PCTF), which provides consensus-based protocols for digital identity and authentication. Consistency between federal cybersecurity requirements and provincial privacy regimes is essential for seamless digital services and interprovincial trade.

Economic Impact
Limited implementation detail exists, with specifics deferred to future regulations. The absence of exemptions for organizations with mature cybersecurity protocols and the lack of financial incentives for proactive investments may disproportionately impact small and medium enterprises. Requirements diverging from international standards could affect Canada’s competitiveness as a trusted destination for digital business.

DIACC’s Recommendations

DIACC encourages policy frameworks that:

  • Strengthen security without compromising privacy: Preserve encryption standards and privacy-enhancing technologies, enabling trusted digital interactions
  • Promote transparency and accountability: Implement privacy impact assessments and meaningful consultation with oversight bodies.
  • Ensure interoperability: Align federal requirements with provincial frameworks and international standards
  • Balance security with civil liberties: Maintain robust Charter rights protections while securing critical infrastructure.
  • Foster innovation: Enable Canadian organizations to compete globally while maintaining high security standards

Canada can establish cybersecurity governance that protects critical infrastructure while preserving trust, privacy, and innovation. DIACC encourages ongoing consultation to ensure Bill C-8 achieves security objectives while maintaining digital trust foundations essential to Canada’s economic prosperity and democratic values.

Joni Brennan
President, DIACC

Statement on Bill C-4: Balancing Economic Relief with Privacy Considerations

November 12, 2025

Bill C-4 introduces essential economic relief measures for Canadians, including tax reduction, housing incentives, and cost-of-living support during challenging times. These provisions respond to real pressures facing Canadian households and businesses, and represent meaningful efforts to provide fiscal relief when it is needed most.

However, Part 4 of the bill warrants careful consideration by policymakers and stakeholders across Canada’s digital trust ecosystem. This section amends the Canada Elections Act regarding how federal political parties handle personal information. According to the bill’s summary, Part 4 « amends the Canada Elections Act to make changes to the requirements relating to political parties’ policies for the protection of personal information. »

Key Provisions

The amendments would require parties’ privacy policies to be available in both official languages and written in plain language, stating « the types of personal information in relation to which the party carries out its activities » and explaining « using illustrative examples, how the party carries out its activities in relation to personal information. » These transparency requirements represent positive steps toward helping Canadians understand how their data is used in the political process.

However, the bill also includes a provision stating that « a registered party … cannot be required to comply with an Act of a province or territory that regulates activities in relation to personal information … unless the party’s policy … provides otherwise. » This clause raises questions about the interoperability of federal and provincial privacy frameworks, particularly as provinces continue to strengthen their own privacy legislation.

Considerations for the Digital Trust Economy

Privacy protection is a cornerstone of digital trust and civic confidence in democratic institutions. As Canadians increasingly engage with political processes through digital channels, the handling of personal information by political parties becomes more consequential. The data collected, ranging from contact information to political preferences and engagement patterns, requires robust safeguards that align with contemporary privacy standards.

Some stakeholders have raised questions about how these amendments align with evolving privacy standards across jurisdictions and sectors. One analysis suggests the changes could create « a regime where parties are held to standards far below those governing businesses, governments, and national security agencies. » While political parties operate in a unique context with constitutional dimensions around freedom of expression and association, the question of appropriate oversight mechanisms merits thoughtful examination.

Provincial privacy commissioners and data protection authorities have developed significant expertise in overseeing privacy practices across various sectors. The relationship between federal electoral processes and provincial privacy frameworks presents both jurisdictional complexities and opportunities for collaborative governance approaches.

DIACC Recommendations

As a multi-stakeholder organization focused on digital identity and trust, DIACC offers the following recommendations to strengthen Bill C-4 while maintaining its economic relief objectives:

  1. Establish Independent Oversight: Consider establishing an oversight role for the Office of the Privacy Commissioner of Canada regarding federal political parties’ handling of personal information, with appropriate investigative and enforcement mechanisms that respect the unique context of democratic processes.
  2. Maintain Baseline Provincial Standards: Amend the provision to ensure federal political parties remain subject to applicable provincial privacy laws as a baseline, while allowing parties to adopt higher standards voluntarily. This would maintain consistency with the principle of cooperative federalism and avoid creating a privacy protection gap.
  3. Align with Modern Privacy Principles: Ensure party privacy policies align with the core principles of PIPEDA and contemporary provincial privacy legislation, including consent, purpose limitation, data minimization, accuracy, and accountability.
  4. Implement Transparency and Reporting: Require federal political parties to publish annual transparency reports detailing the types and volumes of personal information collected, purposes of use, data retention periods, and any third-party sharing arrangements.
  5. Enable Technical Interoperability: Encourage alignment with recognized privacy frameworks such as the Pan-Canadian Trust Framework (PCTF) to facilitate consistent privacy practices across federal and provincial jurisdictions and sectors.
  6. Conduct Privacy Impact Assessments: Require political parties to conduct and publish privacy impact assessments when implementing new data collection technologies or significantly changing data handling practices.
  7. Establish a Review Mechanism: Include a mandatory parliamentary review provision within three years to assess the effectiveness of these amendments and their alignment with evolving privacy standards and technologies.
  8. Enhance Public Education: Support Elections Canada in developing public education resources to help Canadians understand their privacy rights in the political context and how to exercise control over their personal information.

DIACC encourages ongoing consultation between federal and provincial authorities, privacy commissioners, political parties, and civil society stakeholders throughout the implementation of these amendments. Strong privacy safeguards and economic relief need not be mutually exclusive; both are essential to building a resilient digital economy and maintaining trust in Canadian institutions.

By strengthening the privacy provisions in Part 4 while maintaining the essential economic relief measures in other parts of the bill, Parliament can demonstrate that protecting Canadians’ personal information and supporting their economic well-being are complementary priorities.

Joni Brennan
President, DIACC

DIACC AI Consultation Submission to the Federal Government

October 31, 2025 – Canada has the opportunity not only to develop world-class AI capabilities, but also to build an ecosystem where AI innovation and responsible deployment are enabled by a strong foundation of digital trust, identity, authentication, and interoperability. DIACC’s mission is to accelerate the adoption of digital trust by enabling privacy-respecting, secure, interoperable digital trust and identity verification services through the DIACC Pan-Canadian Trust Framework (PCTF).

In this submission, we outline how investments in trust infrastructure, standards and verification can help deliver four key outcomes: scale Canadian AI champions, attract investment, support adoption and foster responsible, efficient deployment of AI systems.

About DIACC

The Digital ID and Authentication Council of Canada (DIACC) is a non-profit public–private coalition created following the federal Task Force for the Payments System Review. DIACC’s mission is to accelerate the adoption of digital trust by enabling privacy-respecting, secure, and interoperable identity systems.

DIACC is the steward of the Pan-Canadian Trust Framework (PCTF)™ — a public and private sector, industry-developed, standards-based, technology-neutral framework designed to enable scalable, certifiable digital trust infrastructure that meets the needs of governments, businesses, and individuals.

The DIACC PCTF has been developed in collaboration with experts from federal, provincial, and territorial governments as well as industry and civil society. It supports verifiable credentials, authentication services, fraud prevention, and information integrity across the Canadian digital economy.

Scaling Canadian AI champions and attracting investment

A major barrier for Canadian AI firms is not solely algorithmic innovation, but the ability to build scalable, trusted solutions that can be easily integrated with government and industry systems — particularly in regulated sectors. To scale, Canadian AI companies must demonstrate trustworthiness, security, privacy compliance, identity/credential verification, and interoperability — all of which raise costs and complexity when the underlying infrastructure is fragmented or weak.

Further, investors increasingly look for ventures that not only have technical sophistication but also strong risk management, data provenance, identity assurance and governance frameworks;   Canada can differentiate itself by emphasizing trusted AI ecosystems.

Recommendations:

  • Recognize identity, authentication, verification and trust-framework services (e.g., the DIACC PCTF) as critical infrastructure to underpin secure and trustworthy AI ecosystem scaling — and include funding streams, procurement support and regulatory recognition accordingly.
  • Introduce targeted incentives (grants/tax credits) for Canadian AI firms that embed standards-based verifiable credentials, identity proofing and interoperability from day one — thereby lowering investor risk and improving export readiness.
  • Foster public-private collaborations where government platforms adopt standards-based digital credentials (for authentication, identity verification, data-sharing) and invite Canadian AI firms to build on those platforms — this creates domestic anchor opportunities and global reference cases.
  • Promote and fund initiatives that allow Canadian AI firms to export trust by aligning Canada’s trust-framework credentials with international equivalents (e.g. UK identity frameworks) so that Canadian-built AI solutions come with built-in identity/credential assurance for global markets.

Enabling adoption of AI across industry and government

Adoption by industry and government is facilitated when the infrastructure for authenticating, verifying identity, sharing data, and managing credentials is streamlined and standards-based. AI solutions deployed in real-world workflows often hinge on knowing who is interacting, what credentials they hold, which data sources are valid — not just the AI model itself.

Fragmentation in identity verification, digital credentials and interoperability across jurisdictions (federal/provincial/territorial) also increases friction, slows procurement and reduces the number of “ready” integration points for AI vendors.

Recommendations:

  • Deploy a reusable digital credential/single sign-on system for government services (federal, provincial, municipal) modelled on widely used private-sector login tools. This makes it easier for government agencies and vendors (including Canadian AI firms) to plug in.
  • Encourage government procurement frameworks to demand standards-based trust services (identity proofing, verifiable credentials) as part of AI solutions — thereby embedding adoption readiness from the procurement side.
  • Provide and consume standardized capability services offered by the public and private sectors (identity/credential verification, verifiable data sources, API hubs) that AI firms can access respecting privacy, leveraging a consent-based framework,  rather than each reinventing, reducing cost and time-to-market.
  • Support industry-government collaborations in regulated sectors (e.g. health and finance) where trust and identity verification matter first — by creating pilot environments that leverage trustworthy identity and credentials as the foundation for AI deployment.

Building safe, reliable and trustworthy AI systems, and strengthening public trust

Public trust in AI is undermined when the authenticity of interactions, data and verified identities cannot be reliably determined — for example, synthetic identities, manipulated documents, fraud-enabled onboarding, and unverified credentials all impact trust and impede safe AI deployment.

Identity assurance, verifiable credentials and trustworthy provenance of data and interactions are vital to enable AI in environments where safety, ethics, regulation, and accountability matter (e.g. financial decisions, cross-border labour credentials).

A standards-based trust framework such as DIACC’s PCTF can support traceability, transparency and audit capability in AI workflows, making systems safer, more explainable, and more investable.

Recommendations:

  • Fund the adoption and certification of privacy-respecting, standards-based identity, verification and credential-issuance systems (e.g. the DIACC PCTF) across sectors that will use AI.
  • Recognize identity verification, credentialing and data provenance as core components of AI governance frameworks (not just “nice to have” add-ons), and include them in AI risk-assessment, certification and procurement guidance.
  • Invest in research and development of identity and credentialing tools that are specifically tailored for AI use-cases (e.g. verifying data source authenticity).

Building enabling infrastructure, including data, connectivity and skills

While data and connectivity are widely recognized as AI-enablers, equally critical is the infrastructure of trust, including identity frameworks, verifiable credentials, authentication services, and certification of trust services — without which data sharing, inter-jurisdictional collaboration, and large-scale deployment face bottlenecks.

Digital sovereignty is also critical. Canada must ensure that infrastructure (cloud, data centres, identity/trust services) aligns with domestic values, jurisdictional control and regulatory frameworks in order to attract both domestic and foreign investment that values provenance and security.

Recommendations:

  • Invest in Canadian-based trust infrastructure, including domestic cloud and data centres, specifically for identity/credential/trust-services, to support AI readiness, digital sovereignty and economic resilience (as previously recommended by DIACC).
  • Ensure that interoperability standards for identity, credentials and trust-services are integrated into AI infrastructure planning — enabling cross-sector and cross-jurisdiction data flows, credentials reuse, and reduced duplication of onboarding/verification.
  • Support development of shared digital identity and credential hubs, which can serve as infrastructure building blocks for AI-enabled systems, enabling smaller firms or remote/Indigenous communities to access AI infrastructure.
  • Link infrastructure investment to skills and operational readiness, and include training programs for identity/trust-service management, credential issuance and verification, and interoperable system design, ensuring the human infrastructure is aligned with the technical.

Conclusion

Scaling Canada’s AI champions, attracting investment, accelerating adoption, and building safe and trusted AI systems all rest on a foundation of digital trust, verifiable identity, credentialing and interoperability. By recognizing and investing in trust infrastructure as a core enabler alongside data and connectivity, Canada can create a differentiated and competitive AI ecosystem.

DIACC welcomes further collaboration with federal partners and key stakeholders to implement standards-based trust frameworks, support interoperable credentialing and enable Canada’s AI ecosystem to flourish on the global stage.

Thank you once again for the opportunity to provide this input.

Joni Brennan
President, DIACC

Spotlight on General Bank of Canada

1. What is the mission and vision of General Bank of Canada?

To build a bank for generations. [To build a bank for generations implies extensive trust]. General Bank operates as a Financial Product Manufacturer and works with Distributors / Brokers to have Consumers access our products.

2. Why is trustworthy digital identity critical for existing and emerging markets?

As a financial services product manufacturer we don’t hold direct to consumer relationships – we work with other financial services distributors. However, we need to validate those relationships with consumers and distributors to meet our regulatory obligations.

3. How will digital identity transform the Canadian and global economy? How does your organization address challenges associated with this transformation?

The more easily and quickly (digitally) we can verify individuals the more we can get our products out in the market and meet our regulatory obligations.

4. What role does Canada have to play as a leader in this space?

Canada can definitely be a leader in digital trust and identity – there is already a lot of great work ongoing.

5. Why did your organization join the DIACC?

General Bank is transforming and digital trust / verification is becoming a larger focus for us.

6. What else should we know about your organization?

General Bank is full Canadian Chartered Bank but we don’t have direct to consumer relationships (so we are a very different Chartered Bank).

Spotlight on Facephi

1. What is the mission and vision of Facephi?

Facephi’s mission is to create seamless, trustworthy digital identity experiences that prioritize security, privacy, and compliance. ​We enable businesses to transform by connecting users to the digital resources they need efficiently and safely—whether as employees, partners, or consumers. Through our advanced identity verification technology, we simplify and secure the access of people ​to essential digital assets and services, ensuring that organizations worldwide can thrive in a digital-first world.

Facephi envisions a future where secure digital identity is at the heart of every interaction, seamlessly linking people, applications, services, and data. We aspire to be the foundation that supports and protects each digital connection, enabling individuals and organizations alike to navigate a secure digital world with assurance and confidence. ​We believe in a future where every identity and every access point is safeguarded by robust, transparent digital identity infrastructure.

2. Why is trustworthy digital identity critical for existing and emerging markets?

In today’s world, digital identity is essential to secure and scalable digital engagement. ​As more sectors—finance, healthcare, travel, and others—move toward online services, secure and trusted digital identity becomes critical. ​

Traditional perimeter-based security models no longer apply effectively, especially with the rise of cloud computing. For this reason, the «  »Identity-First Security » » model has emerged as the most viable framework for protecting digital assets. ​
​
Our solutions help organizations transition to a robust, decentralized, and identity-centric security model. The convergence of secure authentication, data protection, and privacy compliance represents a necessary paradigm shift, particularly for emerging markets ​where secure and equitable digital access can drive significant economic growth.​

3. How will digital identity transform the Canadian and global economy? How does your organization address challenges associated with this transformation?

Digital identity is a foundational element that powers global digital commerce, enabling access to essential services securely and universally.​ With secure digital identity, both individuals and organizations can engage in borderless business from anywhere in the world. ​Facephi facilitates this transformation by enabling secure identity verification that supports secure digital access at scale. ​As we build identity ecosystems that are interoperable, user-centered, and privacy-respecting, we support the global economy’s digital shift by ensuring seamless and secure interactions across borders. ​This shift has the potential to unlock access to vital services, foster trust across regions, and create an inclusive digital economy.

Facephi addresses the complex challenges of digital identity through an adaptable, interoperable approach to identity management. ​Our technology supports multiple identity roles—Issuer, Holder (Wallet), and Verifier—alongside a Trust Registry, enabling us to provide secure identity solutions at every step. ​We are aligned with standards like mDOC (ISO 18013), W3C Verifiable Credentials, and SD-JWT, ensuring compatibility with global frameworks. ​By focusing on interoperability and secure frameworks, we help organizations establish the trust and scalability needed for broad digital identity adoption. ​Our approach encompasses both the issuance and verification of credentials, combining compliance with innovative solutions to ensure secure, accessible, and user-centered digital identity management.

4. What role does Canada have as a leader in this space?

Canada has an essential role to play as a leader in secure digital identity, supporting ​both regulatory frameworks and technological standards that foster trust and innovation. ​As Canadians increase their reliance on digital services, it is critical to ensure the security and integrity of digital identity systems. ​By establishing standards for trusted digital architecture, Canada can help shape a secure, transparent ecosystem that enables users to control access to their personal information with precision and confidence. ​Canada’s commitment to a trustworthy digital identity infrastructure will set an example globally and drive progress in secure, interoperable identity systems.

5. Why did your organization join the DIACC?

Facephi joined the DIACC to collaborate with leading organizations ​in advancing secure, user-friendly digital identity standards. ​We share DIACC’s commitment to building a trusted framework ​that empowers people, businesses, and governments to interact safely online. ​By participating in DIACC, we contribute to and benefit from a collaborative approach to developing a secure digital identity framework that respects user privacy, ensures interoperability, and promotes innovation.

6. What else should we know about your organization?

Facephi is a global leader in digital identity verification and authentication, providing technology that enables secure, user-friendly access across industries. ​Our platform supports a wide range of digital identity solutions, from secure identity verification and authentication to credential issuance and verification, adhering to standards like OID4VCI for credential issuance and OID4VP for credential presentation. ​Our solutions address interoperability, Trust Frameworks, and compliance with global digital identity standards, providing a robust foundation for organizations pursuing digital transformation. ​Through advanced technology and strategic partnerships, Facephi is shaping the future of secure digital identity and enabling seamless, trusted interactions in an increasingly digital world.

Spotlight on Keyless

1. What is the mission and vision of Keyless?

Our vision is for a safer, more private world. Keyless is on a mission to redefine how the world authenticates – enabling people to securely access services with a simple look, without compromising their biometric data.

2. Why is trustworthy digital identity critical for existing and emerging markets?

We can answer this with a simple example: mule accounts. Fraudsters will pay people to open bank or crypto accounts using their real ID, then take over and use those accounts to launder money. On paper, the account looks legitimate – but the person using it isn’t who the bank thinks it is.

This kind of fraud is only possible when identity assurance is weak. With trustworthy digital identity, this can be stopped by verifying who is really behind the screen not just at sign-up, but every time they log in, send a payment, or change account details.

3. How will digital identity transform the Canadian and global economy? How does your organization address challenges associated with this transformation?

Digital identity is the foundation for secure online interactions. It drives inclusion, cuts costs, and reduces fraud. When companies can trust their users, they grow faster and more confidently.

Keyless sits within consumer apps – often in banking and fintech, but also in government and university portals. Whenever a user performs a sensitive action, like logging in or approving a payment, Keyless triggers an authentication selfie using the device’s camera. Unlike text messages, call centers, or even FaceID, this process actually proves who the user is – not just that they have access to a device or mobile number.

4. What role does Canada have to play as a leader in this space?

Canada is already taking significant steps toward becoming a global leader in digital identity. The government is actively developing a nationwide digital ID program designed to make accessing both public and private services faster and more secure.

By continuing to invest in public-private collaboration, Canada can lead the way in building trusted, inclusive digital ecosystems that other countries look to for guidance.

5. Why did your organization join the DIACC?

We joined DIACC to help shape the future of digital identity in a way that’s secure, user-friendly, and preserves citizen privacy. We believe in collaboration and are excited to contribute our expertise in biometric authentication and privacy-preserving technologies.

6. What else should we know about your organization?

Within the biometric authentication space, Keyless is known for its privacy-preserving approach. Uniquely, we authenticate users without storing their facial biometric data anywhere – keeping their biometric information completely private.

Paver la voie : Le succès de la VI client dans le secteur juridique au Canada

Le secteur juridique du Canada a effectué plus de 700 000 transactions de vérification de l’identité client (VI client) en une seule année (du 1er octobre 2023 au 30 septembre 2024), ce qui prouve que la VI client numérique sécuritaire et commode peut fonctionner à grande échelle dans des environnements hautement réglementés.

Les organisations membres du CCIAN mènent cette transformation dans un marché de la vérification du secteur juridique de 50 à 70 M$ qui pointe vers un débouché économique de 500 M$ à 1 G$ couvrant les services financiers, les soins de santé, les télécommunications et le gouvernement.

L’accomplissement : La VI client est passée du stade expérimental à quelque chose d’essentiel dans le secteur juridique, positionnant le Canada comme un primo adoptant mondial avec des solutions avérées, prêtes pour des marchés de confiance.

Le débouché à venir : La réussite de l’Ontario fournit un modèle. Le fait de l’étendre au Québec, au Canada atlantique et aux territoires favorisera la prospérité économique.

Trois cas de réussite montrant la voie à suivre

  • 700 000+ transactions prouvant que le modèle fonctionne : Au Canada, les avocats, les notaires et les clients ont adopté la vérification numérique comme étant fiable, sûre et pratique.
  • Les membres du CCIAN innovent avec les approches de vérification : Qu’il s’agisse de solutions simplifiées à méthode unique ou de systèmes exhaustifs à triple vérification, les fournisseurs font preuve de flexibilité pour différents profils de risque.
  • La demande du marché continue de croître : Le taux de croissance annuel composé (TCAC) de 16,7 % fait état de débouchés soutenus pour les fournisseurs canadiens qui se hissent à une échelle économique.

Occasion stratégique : L’écart entre les territoires dominants et les marchés émergents crée des trajectoires de croissance évidentes. Cela exige une collaboration entre les innovateurs de l’industrie, les organismes de réglementation avant-gardistes et les partenaires gouvernementaux.

Téléchargez le rapport ici.

Client-IDV-Success-in-Canadas-Legal-Sector-FRN

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