Monthly Archives: August 2019

Spotlight on Libro Credit Union

  1. What is the mission and vision of Libro Credit Union?

Libro is dedicated to growing prosperity in Southwestern Ontario by transforming banking.

We are a democracy and a cooperative, led by our social purpose. Every dollar we make is another dollar we can use to grow prosperity. And Libro is a B Corp – that means we have achieved accreditation as part of a global movement to use business as a force for good.

2. Why is trustworthy digital identity critical for existing and emerging markets?

Fraud and hacking continue to increase. Individuals and businesses want to safely and securely do business online, access health records, open accounts and more.  

Open Banking and Payment Modernization will enable the sharing of more data than ever before.

It’s critical to develop a digital identity framework that allows Canadians to use digital services while protecting their identity and data.

3. How will digital identity transform the Canadian and global economy? How does Libro Credit Union address challenges associated with this transformation?

A secure and trusted digital identity framework can benefit the economy in many ways: reduce fraud, eliminate inefficient and manual paper-based processes and enable seamless service delivery.

Libro is dedicated to growing prosperity in Southwestern Ontario by transforming banking. Our purpose is to help owners achieve their goals and support businesses to create a thriving local economy and contribute to a strong and prosperous communities.

4. What role does Canada have to play as a leader in the space?

Canada is a leader in financial services and protecting the privacy interests of Canadians. We have the opportunity for leaders from all sectors such as Financial, Health Care, Government, Education and Technology to collaborate on a secure and trusted solution for Canadians.

5. Why did Libro Credit Union join the DIACC?

DIACC brings together thought leaders from all sectors to collaborate on digital identity.  Libro joined DIACC to be part of the conversation, contribute and learn.

6. What else should we know about Libro Credit Union?

Everyone’s an Owner – shareholder value is the same as customer value.

Libro is based on coaching principles, for both staff and Owners. That means helping those around you to achieve more, by guiding them positively. We set people up for success. Everybody has a coach.

Libro always takes the long-term view. We’ll build a relationship with Owners over time, instead of trying to sell you something in the short-term. We’re looking for a customer relationship that lasts.

DIACC Industry Insights: Digital ID in Health Care

What is Digital ID and How Does It Impact Key Industries and Their Customers? How can you take action to progress digital ID?

This ‘mini white paper’ is the second in a four-part series prepared by DIACC, highlighting the potential impact that digital ID could have on key sectors of the Canadian (and global) economy.  

The focus of this paper is the health care industry. Find out what you need to know about the applications of digital ID in the industry, and how it impacts key stakeholders, including patients, practitioners and policymakers. 

Read the full paper: DIACC Industry Insights: Digital ID in Health Care

Spotlight on GET Group NA

  1. What is the mission and vision of GET Group NA?

GET Group North America has long been committed to combating identification fraud with cutting-edge, end-to-end solutions and personalization capabilities, enabling the most secure ID credentials possible.

Identity solutions are going mobile, and the security of physical documents must carry into this new age. GET Group NA is an early innovator in this space, ensuring that mobile driver’s licenses (mDLs) are standardized to support global interoperability and protect citizen privacy. We are looking to bring standardized in-person interactions into digital identity which has, to date, operated online.

2. Why is trustworthy digital identity critical for existing and emerging markets?

Many use cases we engage in daily require a government issued identity credential. While many other digital identities are becoming more trustworthy, the gap still exists for covering compliance and legal requirements that ID cards currently fulfill. The opportunity exists to improve privacy and control while streamlining physical world processes.

We’ve been working actively with the International Organization of Standardization (ISO) in developing a pivotal standard for mobile ID technology — ISO 18013-5 — which will become the international standard for mDLs upon publication in 2019 and will specify technical and interoperability requirements. The approach in ISO 18013–5 provides mechanisms to obtain and trust the data from an mDL that is similar to how ePassports are trusted. Developing applications on the ISO standard will enable more flexible options for how mDLs can be used globally.

3. How will digital identity transform the Canadian and global economy? How does GET Group NA address challenges associated with this transformation?

While fraud prevention and increased efficiency are often cited as benefits of mobile ID adoption, GET Group NA is also excited about the opportunities for changing the way services can be both delivered and personalized without compromise to citizen privacy. Existing services can be delivered in innovative ways, with the chance to re-personalize customer service and save citizens a considerable amount of time.

More and more daily transactions are taking place on mobile devices, from banking to shopping, and beyond. Having your ID right on your phone adds convenience, as tech-savvy consumers prefer to no longer carry a wallet at all. Increased accuracy will benefit Verifiers, and utilizing multiple modes of standardized interaction will permit Verifiers to provide services to customers in new, streamlined ways. This has the potential to transform economies around the world.  

GET Group NA’s GET Mobile ID™ is a mobile identity platform that combines compliance with identity security requirements, privacy by design, and American Association of Motor Vehicles Administrators (AAMVA) standards with the convenience and usability of a mobile application. GET Mobile ID can allow users to securely and efficiently convert to digital identification. Providing a high assurance identity on a user’s mobile device represents a convenient, secure and instant alternative to traditional physical identification documents. GET Mobile ID utilizes formidable data encryption algorithms and communication security measures. It is about putting the citizen in control of their government-issued identity documents and permitting them to securely use their identity everywhere – at point of sale, clubs, stadiums, travel, and for accessing government services.  

4. What role does Canada have to play as a leader in the space?

Canada has a united effort led by government, business, and thought leaders to build the most comprehensive framework tailored for Canadian interests.  The example being set for the rest of the world makes the DIACC effort worthy of participation.  Canada has always led the way in protecting the privacy interests of citizens, and will continue to do so.

5. Why did GET Group NA join the DIACC?

GET Group NA’s history in passport documents has led us to want to mobilize Canadian citizens with ISO 18013-5 standard-compliant identity.

We’re eager to bring our government identity document expertise into DIACC to apply to the Trust Framework, and are actively seeking a Mobile ID or mDL pilot in Canada.

6. What else should we know about GET Group NA?

GET Mobile ID is the first mobile ID solution to support ISO 18013-5-compliant near-field communication (NFC) identity transactions for retail on both iOS and Android devices. GET Group NA and our global partner Scytáles AB are the first to extend the new ISO 18013-5 standard so that iOS devices can also use NFC for data transmission, or allow NFC tap followed by either local or online data transfer, all under citizen control. 

Supporting NFC for both iOS and Android devices is critical to developing a variety of more secure and convenient retail, payment, and ID verification use cases for mobile driver’s licenses and other forms of mobile ID.

GET Group North America recently announced a new technology solution, GET Mobile Administrator, which will enable DMVs and other ID card Issuing Authorities to provide mobile driver’s licenses (mDLs) and other forms of mobile identification (mIDs) that comply with global interoperability standards. Read the press release.

Request for Review and Comment: PCTF Privacy Component Overview V0.05 and Privacy Conformance Profile V0.12 Discussion Drafts

STATUS: This review is now closed. Thank you for your participation!

Notice of Intent: DIACC is collaborating to develop and publish a Privacy industry standard as a Component of the Pan-Canadian Trust Framework (PCTF) to set a baseline of standards and practices that guide public and private sector interoperability of identity services and solutions.

Le français suit


The Privacy Component of the PCTF is concerned with the handling of personal data for digital identity purposes. The objective of the Privacy Component is to ensure the ongoing integrity of the privacy processes, policies and controls of organizations in a digital identity ecosystem by means of standardized conformance criteria used for assessment and certification against the PCTF. The Conformance Criteria for the Privacy Component specify how the PIPEDA Fair Information Principles, defined by the Office of the Privacy Commissioner of Canada, are relevant/apply to the handling of digital identity data. (Note: These do not intend to replace existing regulations; organizations are expected to meet privacy regulations in their jurisdiction).  

Privacy is a fundamental requirement of digital identity interactions. As such, all components in the PCTF have a responsibility to follow privacy-respecting practices. Privacy-respecting practices rely on the principle that individuals are informed about the details and potential benefits and consequences associated with managing their personal information.


  • All interested parties are invited to comment including identity issuers, identity consumers, developers, and potential users.
  • The Discussion Drafts have been developed by the DIACC Trust Framework Expert Committee (TFEC) that operates under the DIACC controlling policies.



Opens: August 5, 2019 at 23:59 PST | Closes: September 5, 2019 at 23:59 PST


  • All comments are subject to the DIACC Contributor Agreement;
  • Submit comments using the provided DIACC Comment Submission Spreadsheet;
  • Reference the draft and corresponding line number for each comment submitted;
  • Email completed DIACC Comment Submission Spreadsheet to;
  • Questions may be sent to

Value to Canadians:

The Privacy Component will provide value to all Canadians, businesses, and governments by setting a baseline standard to guide public and private sector interoperability of identity solutions and services. The DIACC’s mandate is to collaboratively develop and deliver resources to help Canadian’s to digitally transact with security, privacy and convenience. The Pan-Canadian Trust Framework is one such resource. The Pan-Canadian Trust Framework represents a collection of industry standards, best practices, and other resources that help to establish interoperability of an ecosystem of identity services and solutions. The DIACC is a not-for-profit coalition of members from the public and private sector who are making a significant and sustained investment in accelerating the establishment of Canada’s Identity Ecosystem.


The purpose of the Discussion Draft review is to ensure transparency in the development and diversity of a truly Pan-Canadian, and international, input. In alignment with our Principles for an Identity Ecosystem, processes to respect and enhance privacy are being prioritized through every step of the PCTF development process. DIACC expects to modify and improve these Discussion Drafts based upon public comments. Comments made during the review will be considered for incorporation to the next drafts and DIACC will prepare a Disposition of Comments to provide transparency with regard to how each comment was handled.

Demande d’examen et de commentaires : Documents de travail sur l’aperçu de la composante « Respect de la vie privée » V0.05 et le profil de conformité au respect de la vie privée V0.12 du cadre de confiance pancanadien

Déclaration d’intention: Le DIACC collabore à l’élaboration et à la publication d’une norme de l’industrie sur le respect de la vie privée en tant que composante du cadre de confiance pancanadien afin d’établir une base de normes et pratiques visant à guider l’interopérabilité des services et solutions en matière d’identité dans les secteurs public et privé.


La composante « Respect de la vie privée » du cadre de confiance pancanadien s’intéresse au traitement des données personnelles aux fins de l’identité numérique. Elle a pour objectif d’assurer l’intégrité permanente des processus, politiques et contrôles des organisations en matière de respect de la vie privée dans un écosystème de l’identité numérique en utilisant pour cela des critères de conformité uniformisés pour faire des évaluations et certifications d’après le cadre de confiance pancanadien. Les critères de conformité de la composante « Respect de la vie privée » spécifient comment les principes relatifs à l’équité dans le traitement de l’information de la LPRPDE, définis par le Commissariat à la protection de la vie privée du Canada, sont pertinents ou s’appliquent au traitement des données sur l’identité numérique (remarque : ils ne visent pas à remplacer des règlements existants; on s’attend à ce que les organismes se conforment aux règlements sur le respect de la vie privée qui sont en vigueur dans leur territoire de compétence).

Le respect de la vie privée est une exigence fondamentale des interactions sur l’identité numérique. Par conséquent, toutes les composantes du cadre de confiance pancanadien ont la responsabilité de suivre des pratiques qui respectent la vie privée. De telles pratiques sont basées sur le principe selon lequel les personnes sont informées des détails et des éventuels avantages et conséquences associés à la gestion de leurs renseignements personnels.


  • Toutes les parties intéressées – notamment les émetteurs et les consommateurs d’identité, les développeurs et les utilisateurs potentiels – sont invitées à faire des commentaires.
  • Les documents de travail ont été élaborés par le Comité d’experts du cadre de confiance du DIACC (TFEC) qui est assujetti aux politiques de contrôle du DIACC.



Début : 5 août 2019 à 23 h 59 HP | Fin : 5 septembre 2019 à 23 h 59 HP


  • Tous les commentaires sont assujettis à l’entente de contributeur du DIACC;
  • Veuillez utiliser le fichier Excel pour soumettre vos commentaires au DIACC;
  • Assurez-vous d’indiquer le numéro de version et de ligne correspondant à chaque commentaire soumis;
  • Le fichier Excel contenant vos commentaires destinés au DIACC doit être envoyé à;
  • Questions :

Valeur pour les Canadiens

La composante « Respect de la vie privée » procurera de la valeur à l’ensemble des Canadiens, entreprises et gouvernements en établissant une norme de base pour guider l’interopératibilité des solutions et services en matière d’identité dans les secteurs public et privé. Le DIACC a pour mandat de concevoir et de fournir des solutions en collaborant avec d’autres afin d’aider les Canadiens à effectuer des transactions numériques de façon sécuritaire et commode qui respecte la vie privée. Le cadre de confiance pancanadien est une de ces ressources. Il représente un ensemble de normes de l’industrie, de pratiques exemplaires et d’autres ressources qui permettent d’établir l’interopérabilité d’un écosystème de services et solutions en matière d’identité. Le DIACC est une coalition sans but lucratif de membres des secteurs public et privé qui investissent beaucoup et de manière soutenue dans les efforts déployés pour accélérer la mise sur pied de l’écosystème de l’identité du Canada.


L’examen des documents de travail a pour but d’assurer la transparence du développement et la diversité d’un apport véritablement pancanadien et international. Conformément à nos principes pour un écosystème de l’identité, la priorité est accordée aux processus visant à respecter et à renforcer la vie privée à chaque étape du processus de développement du cadre de confiance pancanadien. Le DIACC s’attend à modifier et à améliorer ces documents de discussion en fonction des commentaires du public. Les commentaires faits pendant l’examen seront pris en compte pour être intégrés dans les prochaines ébauches et le DIACC va préparer un document expliquant d’une façon transparente comment chaque commentaire a été traité.